Beach with shoreline, ocean waves, sandy coast, palm trees, and parked cars in the background.

Flood & Earthquake Insurance

Specialized coverage for risks not typically included in standard homeowners policies - particularly important for properties in California and other high-risk regions.

Coverage options:

  • Earthquake insurance

  • Flood insurance (NFIP and private markets)

  • Excess flood coverage

Why this coverage matters:

Particularly relevant for properties in California and coastal or flood-prone areas.

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