Business Resources
Whether you're opening your first storefront, launching a franchise, hiring employees, or expanding your operations, there are often insurance and documentation requirements that arise along the way.
Below are some of the most common topics I help business owners navigate.
Starting Your Business
Questions you may have:
What insurance do I need to open my business?
I'm opening a franchise. What insurance requirements does my franchisor have?
How do I know if my insurance meets my lender's, landlord's, or franchisor's requirements?
Leasing Commercial Space
Questions you may have:
What insurance does my landlord require?
What is a Certificate of Insurance?
What is an Additional Insured?
What happens if I don't have insurance before my lease begins?
What insurance limits are commonly required?
Renovating Your Space
Questions you may have:
What is Builder's Risk Insurance?
Who purchases the policy, and does my contractor already carry Builder's Risk?
What does my lender require?
What information is needed to obtain coverage?
Hiring Employees
Questions you may have:
Do I need Workers' Compensation?
Can LLC members exclude themselves?
How are premiums calculated?
What information is needed for a quote?
Protecting Business Property
Questions you may have:
How much Business Personal Property coverage do I need?
Is the property coverage in my Business Owner's Policy enough, or do I need additional coverage?
What if I transport equipment?
Are computers, printers, or tools covered?
What happens if equipment breaks down?
Business Vehicle Use
Questions you may have:
Can I use my personal vehicle for business purposes?
Do I need Commercial Auto?
What is a Business Use endorsement?
What if employees drive company vehicles?
What happens if an employee causes an accident while driving their own vehicle for my business?
Managing Risk
Questions you may have:
Do I need General Liability?
What is Umbrella coverage?
Should I consider Cyber Liability?
What is Professional Liability?
Hosting Special Events
Questions you may have:
Does my event require liability insurance?
Does my venue or event organizer need be listed as an Additional Insured?
Can I purchase coverage for just one day, or even a few hours?
Do I need insurance if I'm participating in a farmers market or pop-up shop?
Does my existing Business Owner's Policy cover off-site events?
Business Notary Services
Questions you may have:
What documents typically require notarization?
Can you travel to my office?
Can you notarize loan documents?
Do you offer after-hours appointments?