A man and woman in a business meeting giving each other a high five, smiling. They are sitting at a wooden table with papers, pens, and a laptop. The background has a brick wall, large windows, and charts on a whiteboard.

Business Resources

Whether you're opening your first storefront, launching a franchise, hiring employees, or expanding your operations, there are often insurance and documentation requirements that arise along the way.

Below are some of the most common topics I help business owners navigate.

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Starting Your Business

Questions you may have:

  • What insurance do I need to open my business?

  • I'm opening a franchise. What insurance requirements does my franchisor have?

  • How do I know if my insurance meets my lender's, landlord's, or franchisor's requirements?

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View of a storefront with a large red sign that says 'LEAVE' and part of another word visible, with a smaller red 'No Stopping' sign and a dark colored car in the foreground.

Leasing Commercial Space

Questions you may have:

  • What insurance does my landlord require?

  • What is a Certificate of Insurance?

  • What is an Additional Insured?

  • What happens if I don't have insurance before my lease begins?

  • What insurance limits are commonly required?

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Construction site inside a building with exposed ceiling and hanging pipes, scaffolding in the foreground, and two workers in protective gear near a stepped wall.

Renovating Your Space

Questions you may have:

  • What is Builder's Risk Insurance?

  • Who purchases the policy, and does my contractor already carry Builder's Risk?

  • What does my lender require?

  • What information is needed to obtain coverage?

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Hiring Employees

Questions you may have:

  • Do I need Workers' Compensation?

  • Can LLC members exclude themselves?

  • How are premiums calculated?

  • What information is needed for a quote?

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A storage room filled with cardboard boxes, metal buckets, and various miscellaneous items. There are two wooden ladders leaning against the shelves filled with small boxes.

Protecting Business Property

Questions you may have:

  • How much Business Personal Property coverage do I need?

  • Is the property coverage in my Business Owner's Policy enough, or do I need additional coverage?

  • What if I transport equipment?

  • Are computers, printers, or tools covered?

  • What happens if equipment breaks down?

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A parking lot filled with white vans parked in diagonal rows beneath green leafy trees on a sunny day.

Business Vehicle Use

Questions you may have:

  • Can I use my personal vehicle for business purposes?

  • Do I need Commercial Auto?

  • What is a Business Use endorsement?

  • What if employees drive company vehicles?

  • What happens if an employee causes an accident while driving their own vehicle for my business?

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Managing Risk

Questions you may have:

  • Do I need General Liability?

  • What is Umbrella coverage?

  • Should I consider Cyber Liability?

  • What is Professional Liability?

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Inside a busy exhibition hall with various booths and displays. Several people are walking and talking, and some are looking at products or posters. There are banners overhead, including one from Epson with a man pointing and the text 'World Class Products.' The floor is covered with light wood and teal carpet.

Hosting Special Events

Questions you may have:

  • Does my event require liability insurance?

  • Does my venue or event organizer need be listed as an Additional Insured?

  • Can I purchase coverage for just one day, or even a few hours?

  • Do I need insurance if I'm participating in a farmers market or pop-up shop?

  • Does my existing Business Owner's Policy cover off-site events?

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Two women dressed in white polka dot shirts sitting at a table with papers and a pen, engaged in discussion. One woman is pointing at the documents.

Business Notary Services

Questions you may have:

  • What documents typically require notarization?

  • Can you travel to my office?

  • Can you notarize loan documents?

  • Do you offer after-hours appointments?

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